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A Larger Legacy Starts Here

Unlock home equity. Live comfortably. Leave a larger legacy for your family.

Reverse Mortgage Loans for Homeowners 62+

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SECURITY

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FLEXIBILITY

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LEGACY

What Is a Reverse Mortgage Loan?

A reverse mortgage loan, most commonly the FHA-insured HECM, lets homeowners age 62 and older access part of their home equity in either a lump sum, a line of credit, or monthly distributions -- all without a principal-and-interest mortgage payment. It can help you live comfortably, cover healthcare costs, or stay in the home you love.

Larger Legacy provides clear guidance through every step so you can make an informed decision for your future. You'll still be responsible for taxes, insurance, and HOA dues as applicable. 

 

Learn more about how reverse mortgage loans work and whether one may fit your family's goals. Explore our site or reach out to us at 651-315-7681. We are licensed in MN, ND, WI, and FL.

I would absolutely recommend the team at Jay Dacey Mortgage; they were truly a joy to work with. I met with Jay and Ben to discuss what would work best for my situation and a reverse mortgage was determined to be the best fit. Ben...patiently worked with me throughout the process, answering any and all of my questions (and I had many). Ben is resourceful, diligent and very personable and I would definitely give him more than 5 stars if I was able.
- Cindy, 5-star review

Trusted by Homeowners

Larger Legacy
Helping homeowners in MN, WI, FL & ND
Jay Dacey Mortgage Team
NMLS #1812066
2862 Middle Street, Little Canada MN 55117
Licensed in MN, WI, FL & ND
Equal Housing Lender. Not a commitment to lend.

© 2026 by Jay Dacey Mortgage Team, Inc.
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651-315-7681

2862 Middle Street

Little Canada MN 55117

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Jay Dacey Mortgage Team, Inc. NMLS ID # 1812066

FL: MBR5262 | MN: MN-MO-1812066 | WI: 1812066BR & 1812066BA | ND: ML105045

 

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products and borrowers are subject to credit and property approval. Reverse mortgage loans are loans. Counseling is required for most reverse mortgage products. Homeowner still responsible for taxes, insurance, and HOA dues as applicable. This information is not associated with or approved by the FHA, HUD, or any other government agency.

 

We also own the domain www.jaydacey.com.

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