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Splitting up the equity if you are splitting up: A Guide for Divorcing Couples
Divorce is a challenging process, and when it comes to shared assets like a house, navigating the complexities of mortgages and equity...
Dec 20, 2023


Understanding the difference: Townhome vs. Condo
Buying your first home is an exciting journey, but it comes with a myriad of choices. Two popular options for first-time homebuyers are...
Dec 20, 2023


Maximizing Homeownership Benefits: The Power of Itemizing Mortgage Interest and Property Taxes
Owning a home is not just about having a place to call your own; it's also a key financial investment. As a savvy homebuyer, you can...
Dec 11, 2023


Unlocking Savings: The Benefits of a 2/1 or 1/0 Mortgage Buydown for Home Buyers
Are you in the market for a new home and looking for ways to make your mortgage more manageable? Consider the advantages of a 2/1 or 1/0...
Dec 8, 2023


To be, or not to be – Contingent on selling your home before buying your next home
When embarking on the exciting journey of purchasing a new home, it's crucial to grasp some fundamental concepts to make informed...
Dec 6, 2023


What's a bridge loan?
A bridge loan is a short-term loan that is used to bridge a financial gap, typically between the purchase of a new home and the sale of...
Dec 6, 2023


Cash offer and bridge loan option
If you currently own a home and want to move you may be feeling like you are living out the proverbial line “what came first, the chicken...
Dec 6, 2023


Choosing the Right Mortgage: Fixed-Rate vs. Adjustable-Rate
Are you in the exciting phase of shopping for a new home? One of the critical decisions you'll face is selecting the type of mortgage...
Nov 29, 2023


Homesteading for First-Time Home Buyers: A Wise Move for Property Taxes
Are you a first-time homebuyer excited about settling into your new home? As you embark on this journey, it's essential to consider...
Nov 29, 2023


Unlocking Opportunities: How Self-Employed Borrowers Can Benefit from Bank Statement Loans
Being your own boss has its perks, but when it comes to securing a loan, self-employed individuals often face unique challenges....
Nov 27, 2023


Understanding DSCR Loans: A Powerful Tool for Real Estate Investors
Real estate investment can be a lucrative venture, but success often hinges on securing the right financing. One essential tool in a...
Nov 27, 2023


Maximizing Tax Benefits: The Power of Cost Segregation Studies for QREPs
For Qualified Real Estate Professionals (QREPs), navigating the complex world of tax regulations is a constant challenge. One powerful...
Nov 27, 2023


Understanding the IRS Requirements for Qualified Real Estate Professionals
When it comes to navigating the complex landscape of real estate taxation, being recognized as a "Qualified Real Estate Professional"...
Nov 27, 2023


Did you know you can buy a home without a credit score?
Fannie Mae, Freddie Mac, USDA, FHA, and VA all have loan options for borrowers without a credit score. So what do you need? It depends on...
Nov 27, 2023


Understanding Residual Income in VA Mortgages
When it comes to securing a VA home loan, understanding the concept of residual income is crucial. Residual income plays a significant...
Nov 27, 2023


Understanding Financial Reserves
When it comes to applying for a mortgage, there's more to consider than just your credit score and income. Financial reserves play a...
Nov 27, 2023


What are debt ratios and how are they calculated?
Your debt-to-income ratio (or DTI) is a simple calculation comparing your gross monthly income to your new housing expense and your total...
Nov 27, 2023


Comparing Loan Estimates and Fee Worksheets from different lenders
In the quest for homeownership, securing the right mortgage is a pivotal step. Many consumers will shop around with multiple lenders and...
Nov 22, 2023


Unlocking Wealth: The Benefits of Purchasing a Multifamily Property and Why Today is Your Lucky Day
In the dynamic world of real estate, homebuyers are constantly seeking innovative ways to invest wisely and secure their financial...
Nov 21, 2023


Happy Thanksgiving!
Happy Thanksgiving in advance! I hope you and your family have an amazing holiday! In our quest to hit all fifty states before the kids...
Nov 20, 2023
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